Interest Rates and Standard Tariff of Charges

Interest Rates on Deposits

Interest Rates on Loans and Advances

Credit Charges

LOAN SERVICE CHARGES
		Existing	Proposed	Remarks
1	Processing Fee for New Loan	0.25% - 1.50% p.a.	NA	On Loan Amount
2	Annual Review Fee -
	Retail/ SME/ Micro	2,500.00 – 15,000.00	NA
	Corporate/ Consortium	Up to 0.25%	NA
3	Administrative Service Fee (New Loan)		1%	On un-drawn Amount
4	Administrative Service Fee (Existing Loan)		1%
5	Commitment Fee		1 - 3%
6	Issuance of Credit Line Letter	1,000 – 2,500	1,000 – 2,500	Per Letter
7	CIB & Credit Information		on actual basis	to be recovered from borrower's account
8	credit report to other institution	500 - 1,000	500 - 1,000	Per Release
9	Temporary Excess of Credit Limit	0.10 – 0.25%	0.10 – 0.25%	On Excess amount
10	Letter of Intent (LOI)	5,000 – 25,000	5,000 – 25,000	Per LOI
GUARANTEES
		Existing	Proposed
1	Bank Guarantee	0.25% - 0.50% p.q.	0.25% - 0.50% p.q.	Or Minimum NPR 1,000.00 (p.q.)
2	Guarantee Claim Handling Charge	1,000 – 2,500	1,000 – 2,500	Flat + Other Charges, if any
3	Guarantee Amendment Charge
	- Amendment in Value and/or Time	Same as G'tee Issuance	Same as G'tee Issuance
	- Other Amendments	500 – 1,000	500 – 1,000	Per Amendment
4	Guarantee Cancellation Charge	500 – 1,000	500 – 1,000	Flat
5	Administration Charge	500 – 1,000	500 – 1,000	Per Guarantee Letter issued