5th AGM Minute [ Back ]

 

lSng O{ghL{ 8]enkd]G6 a}+s lnld6]8

kfFrf+} jflif{s ;fwf/0f;efsf] ljj/0f -dfO{Go"6_

 

 

!_     ;efsf] j}wflgstf M

 

o; lSng O{ghL{ 8]enkd]G6 a}+s lnld6]8 ;~rfns ;ldltsf] ldlt @)^* kf}if ^ ut] a;]sf] (^ cf}+ a}7ssf] lg0f{o cg';f/ k|rlnt sfg'g sDkgL P]g @)^# / o; a}+ssf] lgodfjnLdf Joj:yf eP adf]lhd a}+ssf]] kfFrf}+ jflif{s ;fwf/0f ;ef ;~rfns ;ldltsf cWoIf >L wg~ho k|;fb cfrfo{Ho"sf] cWoIftfdf tn pNn]lvt ldlt, ;do / :yfgdf a;L b]xfosf] ljifox? pk/ 5nkmn tyf lg0f{o u/L ;DkGg eof] M

 

@_     ;efsf] ldlt,;do / :yfg M

 

ldlt M @)^* kf}if @* ut] -tbg';f/ !@ hgj/L, @)!@_

;do M lbgsf] !!M #) ah] z'? e} ck/fGx !=$% ah] ;dfkg eof] .

:yfg M g]kfn k|zf;lgs k|lzIf0f k|lti7fgsf] ;efsIf, hfjnfv]n, nlntk'/ .

 

#_     ;efsf] ;"rgf

 

#=! sDkgL P]g, @)^# sf] bkmf ^& -@_ sf] k|fjwfg cg';f/ a}+ssf] kfFrf}+ jflif{s ;fwf/0f ;ef x'g] ldlt, ;do, :yfg / 5nkmnsf ljifo–;"rL ;d]t v'nfO{ tt\ ;DaGwL ;"rgf klxnf] k6s cleofg b}lgs klqsfdf ldlt @)^* kf}if & ut] / bf]>f] k6s sf/f]af/ b}lgs klqsfdf ldlt @)^* kf}if !) ut] k|sflzt u/L] hfgsf/L u/fOPsf] lyof] .

 

#=@ ;~rfns ;ldltsf] k|ltj]bg jf;nft, gfkmf gf]S;fg lx;fa, gub k|jfx ljj/0f tyf cGo jflif{s k|ltj]bgdf v'nfpg' kg]{ ljj/0fx? ;lxtsf] k|ltj]bg k|To]s z]o/wgL dxfg'efjx?n] pknAw u/fpg' ePsf] JolQmut 7]ufgfdf kqfrf/ u/L oyf;dodf k7fO{Psf] / a}+ssf] j]j ;fO{6 www.cedbl.com df ;d]t /flvPsf] lyof] .  

 

$_    5nkmnsf] ljifo ;"rL M

 

-s_ ;fdfGo k|:tfjM

 

!=      ;~rfns ;ldltsf] cf=j= @)^&÷^* sf] k|ltj]bg pk/ 5nkmn tyf kfl/t ug]{,

 

@=      n]vfk/LIfssf] k|ltj]bg ;lxt cf=j= @)^&÷^* sf] jf;nft, gfkmf–gf]S;fg lx;fa tyf gub k|jfx ljj/0f :jLs[t ug]{,

 

#=      ;~rfns ;ldltn] k|:tfj u/] adf]lhd %=^)Ü gub nfef+z :jLs[t ug]{ .

 

$=      a}+s tyf ljQLo ;+:yf P]g, @)^# sf] bkmf ^) tyf sDkgL P]g, @)^# sf] bkmf !!! cg';f/ a}+ssf] cf=j= @)^*÷^( sf] n]vfk/LIf0f sfo{sf] nflu sDkgL P]g, @)^# sf] bkmf !^%-3_ adf]lhd n]vfk/LIf0f ;ldltn] l;kmfl/; u/] cg';f/ n]vfk/LIfssf] lgo'lQm / lghsf] kfl/>lds lgwf{/0f ug]{ .    -jt{dfg n]vfk/LIfs ;'Gb/ P08 s+ sf >L ;'Gb/ dfg >]i7 k'gM lgo'Qm x'g ;Sg'x'g]5 _

 

%=      ;d"x æs@Æ ;+:yfks z]o/wgLx?sf] tkm{af6 ;~rfns ;ldltdf k|ltlglwTj ug]{ b'O{ -@_ hgf ;~rfnssf] lgjf{rg ug]{ .

 

-v_  ljz]if k|:tfjM

 

!=     lSng O{ghL{ 8]enkd]G6 a}+s ln= / PgPdlj a}+s nufotsf cGo pko'Qm a}+s jf ljQLo ;+:yf Ps cfk;df ufEg] / ufleg] -dh{/_ ;DaGwdf ljz]if k|:tfj kl/t ug]{ .

 

@=      ufEg]÷ufleg] k|of]hgsf] nflu o; a}+ssf] ;DklQ tyf bfloTjsf] d"Nof+sg (Due Diligence Audit, DDA) ug{sf nflu d"NofÍgstf{sf] lgo'lQm ug]{ clwsf/ ;~rfns ;ldltnfO{ k|bfg ug]{ ljz]if k|:tfj kfl/t ug]{ .

 

#=      pko'Qm a}+s, ljsf; a}+s jf ljQLo ;+:yf;+u ufEg]÷ufleg] ;DaGwdf ;dembf/L ;Demf}tf u/L g]kfn /fi6« a}+s ;dIf cfjZos :jLs[ltsf] nflu lgj]bg lbg ;Sg] tyf dh{/ ;ldlt u7g ug]{ dh{/ ;DaGwL cGo ;Dk"0f{ k|lqmof k"/f ug{ dh{/ ;ldltnfO{ k"0f{ clVtof/L lbg] ;d]tsf clwsf/ ;~rfns ;ldltnfO{ x:tfGt/0f ug]{ ljz]if k|:tfj kfl/t ug]{ .

 

$=      dh{/ x'g] ;Gbe{df ljleGg lgodgsf/L lgsfo -sDkgL /lhi6«f/sf] sfof{no, g]kfn /fi6« a}+s, g]kfn lwtf]kq af]8{, nufot cGo lgodgsf/L lgsfo_ af6 :jLs[lt lng] l;nl;nfdf o; ;fwf/0f ;efsf] tkm{af6 k|aGwkq tyf lgodfjnL ;+zf]wg u/L ldnfpg] nufot cGo ;Dk"0f{ ljifodf cfjZos ;+zf]wg / kl/dfh{g ug'{ k/]df nuQ} a:g] ;fwf/0f ;efaf6 cg'df]bg u/fpg] u/L ;~rfns ;ldltnfO{ lg0f{o ug]{ clVtof/L k|bfg ug]{ ljz]if k|:tfj kfl/t ug]{ .

 

u_ ljljw .

 

%_     pkl:ylt

sDkgL P]g @)^# sf] bkmf ^* cg';f/ ;efdf pkl:yt .

 

-s_ ;+rfnsx?sf] pkl:ylt M

            !_ >L wg~ho k|;fb cfrfo{             cWoIf

            @_ >L bLks /f}lgof/                    ;~rfns -k|ltlglw sd{rf/L ;~ro sf]if_

          #_ >L P]nljg lj= s'n                   ;~rfns-k|ltlglw Pkm=Pd=cf], g]b/n}08_

            $_ >L /fd]Zj/ s]=;L=                   ;~rfns -k|ltlglw ;'k|ljlw g]kfn k|f=ln=

;j{;fwf/0f z]o/wgL ;d"x_

            %_ >L dlgif s'df/ cu|jfn              ;~rfns-k|ltlglw ;j{;fwf/0f z]o/wgL ;d"x_

            ^_ >L ;'bz{g pkfWofo sfˆn]            ljz]if1 ;~rfns

 

-v_ kbflwsf/Lx?sf] pkl:ylt M

            !_ >L dgf]h uf]on                      k|d'v sfo{sf/L clws[t

            @_ >LdtL jiff{ >]i7                     dxfk|jGws

          #_ 8f=>L hgsnfn sdf{rfo{            k|d'v pmhf{–ljefu

          $_ >L lszf]/ 9'Ëfgf                    al/i7 k|jGws

            %_ >L emgs axfb'/ /fjn               al/i7 k|jGws

            ^_ >L dx]z ah|frfo{                    al/i7 k|jGws

 

-u_ k|ltlglwx?sf] pkl:ylt M

            !_ >L /fhdl0f bxfn                    sDkgL /lhi6«f/sf] sfof{no

            @_ >L clDasf k|;fb lu/L               g]kfn lwtf]kq af]8{

#_ >L d'/fx/L k/fh'nL                   g]kfn :6s PS;r]~h lnld6]8

$_ >L ltn axfb'/ ;f]d}                 n]vfk/LIfs -k|ltlglw_

%_ >L cfgf]{ l8 e]6                      6«fo8; a}+s g]b/n}08

^_ >L dx]Gb| /fh zfSo                  sd{rf/L ;+ro sf]if

 

-3_ z]o/wgLx?sf] pkl:ylt M

            !_ :jo+                                 @!(           

@_ k|ltlglw dfkm{t                       ^!

          #_ hDdf pkl:ylt                       @*)

^_ u0fk"/s ;+Vof -sDkgL P]g, @)^# sf] bkmf &# cg';f/_ M

ljj/0f	;+Vof	:jo+ pkl:ylt	k|ltlglw dfkm{t	hDdf	s"n z]o/ ;+Vofsf] k|ltlglwTj k|ltzt
hDdf z]o/wgLx?	@@,%%@	@!(	^!	@*)	&!=*#Ü
laqmL ePsf] z]o/	!,)*,*),)))	$(,((,@^@	@*,!^,!^$	&*,!%,$@^

  

&_ ;efsf] j}wflgstf

a}+ssf] kfFrf}+ jflif{s ;fwf/0f;efsf] z'?jftdf sDkgL P]g, @)^# sf] bkmf ^( / a}+ssf] lgodfjnL adf]lhd ;f] ;ef af]nfOPsf] / sDkgL P]g @)^# sf] bkmf &# -@_ cg';f/ ;fwf/0f ;efsf] u0fk"/s ;+Vof afF8kmfF8 ePsf] s"n z]o/ ;+Vofsf] %) k|ltzt eGbf a9L z]o/sf] k|ltlglwTj x'g] u/L s"n z]o/wgLx? dWo] sDtLdf # hgf z]o/wgLx? :jo+ pkl:ylt x'g'kg]{ k|fjwfg adf]lhd / a}+ssf] lgofdfjnLsf] lgod % adf]lhd a}+ssf] kfFrf}+ jflif{s ;fwf/0f ;efdf /flvPsf] z]o/wgLx?sf] xflh/L k'l:tsfdf :jo+ jf k|ltlglw dfkm{t xflh/L hgfpg] z]o/wgLx?sf] ;+Vof @*) / s"n z]o/sf] &!=*# k|ltzt k|ltlglwTj ePsf] x'Fbf sDkgL ;lrj >L xl/x/ lglw ltjf/LHo"n] ;fwf/0f ;efsf] u0fk"/s ;+Vof k'u]sf] k|dfl0ft u/L sfg"g cg';f/ ;ef j}wflgs ePsf] hfgsf/L u/fpg' eof] . ;fy} sDkgL P]g, @)^# sf] u0fk"/s ;+Vof ;DaGwL k|fjwfgaf6 of] ;efdf ljz]if k|:tfj pk/ lg0f{o ug{ / sDkgL P]g, @)^# sf] bkmf ^& sf] pkbkmf # sf] b]xfo -s_ adf]lhd klxn] g} ;"lrt gul/Psf ljifodf ;fwf/0f ;efdf s'g} lg0f{o lngsf] nflu klg cfjZos u0fk"/s ;+Vof k'u]sf] Joxf]/f ;d]t sDkgL ;lrjn] ;efdf hfgsf/L u/fpg' eof] .

 

*_ ;efsf] cWoIftf / ;ef ;+rfng

 

;efsf] j}wfgLstf Plsg ePkl5 a}+ssf] kfFrf}+ jflif{s ;fwf/0f;efsf] cWoIftf sDkgL P]g, @)^# sf] bkmf &$ -!_ / a}+ssf] lgofdjnLsf] lgod ^ -!_ cg';f/ ;~rfns ;ldltsf cWoIfn] ug]{ s'/f sDkgL ;lrjn] hfgsf/L u/fpb} ck/fGx !!=$) ah] cWoIf >L wg~ho k|;fb cfrfo{Ho"sf] cWoIftfdf a}+ssf] kfFrf}+ jflif{s ;fwf/0f ;ef z'? ug{ cg'/f]w ug'{ eof] .

 

(_ kfFrf}+ jflif{s k|ltj]bg k|:t'lt M

 

;efsf] cWoIftf ul//xg' ePsf cWoIfHo"n] ;ef ;~rfngsf] qmddf ;~rfns ;ldltsf] tkm{af6 tof/ ul/Psf]] cf=j= @)^&÷^* sf] jflif{s k|ltj]bg tyf rfn" cf=j= @)^*÷^( sf] k|yd q}dfl;ssf] k|ult ljj/0f ;d]t kfj/ KjfO{G6sf] dfWodaf6 ;efdf k|:t't ug{ a}+ssf k|d'v sfo{sf/L clws[t >L dgf]h uf]onHo"nfO{ cg'/f]w ug'{ eof] . tt\ kZrft k|d'v sfo{sf/L clws[tHo"åf/f ;f] ;efdf pk/f]Qm ljj/0fx?sf] tYofÍ k|:t't ug]{ qmddf a'Fbfut ?kdf ljut jif{sf] sf/f]af/sf] l;+xfjnf]sg, /fli6«o tyf cGt/fli6«o kl/l:yltaf6 k/]sf] c;/, pmhf{ If]qsf] l:ylt tyf ljsf;sf ;DaGwdf ;+lIfKt hfgsf/L u/fpg' eof] . ;f]xL qmddf a}ssf] tTsflng sfo{gLlt tyf eljiodf ug]{ of]hgfx?sf] dfu{lrq ;lxt s]xL hnljB't cfof]hgfdf ePsf] sfo{ k|ult, ;f]df ePsf] nufgL, tyf a}+såf/f Joj:yfkg ul/Psf] cfjf;Lo kl/of]hgfsf] t:jL/ ;lxtsf] b[iox? ;d]t k|:t't ug'{ eof] . ;fy} a}+s dh{/df hfg'sf] sf/0f ;d]t ;+lIfKt ?kdf k|:t't ug'{ eof] .

 

;efnfO{ cufl8 a9fpg] qmddf a}+ssf] ljb]zL ;fem]bf/ Pkm=Pd=cf]= a}+ssf k|ltlglw >L Pnljg lj= s'nn] cfk"mnfO{ a}+s ;~rfns tyf Joj:yfkgsf] tkm{af6 cfˆgf] dGtJo k]z ug]{ df}sf lbg' ePsf]df wGojfb lbb} 6«fo8; a}+ssf k|ltlglw >L cfgf]{ l8 e]6 klg cfhsf] ;efdf pkl:yt x'g' ePsf] jf/] hfgsf/L u/fpg' eof] . cfˆgf] dGtJo k]z ug]{ qmddf Pkm=Pd=cf]= a}+s / 6«fo8; a}+s z'?b]lv g} o; lSng O{ghL{ 8]enkd]G6 a}+s;Fu cfj4 /x]sf / o; a}+ssf] sfo{ tyf pknlJw ;Gtf]ifk|b /x]sf] hfgsf/L u/fpg' eof] . a}+s pmhf{ If]qsf] ljsf;df nflu/x]sf] 5 . pmhf{sf] ljsf; ge} d'n'ssf] ljsf; x'g ;Sb}g . b'O{ 7"nf b]zsf aLrdf /x]sf] o; d'n'ssf] ef}uf]lns ljljwtfsf sf/0f pmhf{ ljsf;sf] lgSs} ;Defjgf /x]sf] Joxf]/f jf/] k|i6 kfg'{ eof] . s]lx ;docl3;Dd ljQLo If]qdf b]vfk/]sf] t/ntfsf] ;d:ofsf] rrf{ ug'{eof] / g]kfn /fi6« a}+sn] a}+s tyf ljQLo ;+:yfx? Ps cfk;df dh{/df hfg lgb]{zg lbPsf]df o; a}+s klg PgPdla a}+s ;+u dh{/df hfg nfu]sf] hfgsf/L u/fpg'eof] . eljiodf 7"nf k'FhLsf yf]/} a}+sn] dfq d'n'sdf sfd u?g\ eGg] g]kfn /fi6« a}+ssf] ;f]r /x]sf] x'g ;Sg] ljrf/ k|:t't ub}{ of] a}+s klg PgPdla a}+s ;+u dh{/ ePkl5 a}+ssf] k'FhL # u'0ffn] j9\g] h:n] ubf{ lgIf]k ;+sng / shf{ nufgLsf] ;Ldf a9\g uO{ a}+sn] 7"nf kl/of]hgfx?df nufgL ug{ ;Sg] eGg'eof] . 7"nf] k'FhL ePkl5 pmhf{ ljsf;sf] nflu xfdL Pkm=Pd=cf]= tyf ljb]zaf6 klg a9L ;fk6L lng ;Sg] x'Fbf pmhf{ If]qsf] ljsf;df a9L nufgL ug{ ;Sg] hfgsf/L u/fpb} cfˆgf] dGtJo 6'Ëofpg' eof] .

 

jxfFn] g} cfˆgf] dGtJo ;dfkgkl5 6«fo8; a}+ssf k|ltlglwnfO{ s]xL af]Ng cfXjfg ug'{ eof] . 6«fo8; a}+ssf k|ltlglw >L cfgf]{ l8 e]6n] 6«fo8; a}+s gjLs/0fLo pmhf{df nfu]sf] o'/f]ksf] Psdfq a}+s ePsf] /  o; 6«fo8; a}+ssf] ;DklQ % c/a o'/f] dfq ePsf] hfgsf/L u/fpg' eof] . ;fgf] k'FhL eP klg gjLs/0fLo pmhf{sf] ljsf;df o; a}+sn] w]/} g} sfd u/]sf] 5 . o;}sf] sf/0fn] b'O{ jif{cl3 o;nfO{ Most Sustaniable Bank In th world sf] pkflwn] ;Ddfg ;d]t ul/Psf] lyof] . o; 6«fo8; a}+sn] hnljB't kl/of]hgfx?df nufgL u/]sf] 5}g, lsgeg] ;fgf] k'FhLn] o; If]qdf nufgL ug{ ;lsb}g . t/ cGo gjLs/0fLo pmhf{ k|j4{gdf of] a}+sn] nufgL ub}{ cfPsf] 5 . o; lSng O{ghL{ 8]enkd]G6 a}+sn] klg gjLs/0fLo pmhf{df ;d]t sfd ub}{ cfPsf] 5 . lSng O{ghL{ 8]enkd]G6 a}+sn] xfn ;Dd * j6f hnljB't kl/of]hgfdf nufgL u/]sf] 5, h'g clxn] lgdf{0ffwLg cj:yfdf 5g\ . PgPdla a}+s;Fu dh{/ ug{ nfu]sf]df cfˆgf] k"0f{ ;dy{g /x]sf] eGg'xF'b} dh{/ ePkl5 o;sf] k'FhL b'O{ tLg u'0ff a9\g], 7"nf hnljB't kl/of]hgfdf w]/} /sd nufgL ug{ ;Sg] eGg'eof] . t/ o; a}+ssf] gfd dh{ ePkl5 klg ;dfj]; x'g'kg]{ ;'emfj /fVg' eof] . dh{/kl5 klg o; a}+sn] hnljB't tyf gjLs/0fLo pmhf{ If]qdf cfˆgf] sfo{ ub{} hfg] ljZjf; JoQm ub}{ cfˆgf] dGtJo 6'Ëofpg' eof] .

 

!)_ 5nkmnsf] nflu cfXjfg

a}+ssf] kfFrf}+ jflif{s ;fwf/0f ;efdf z]o/wgLx?n] lgwf{l/t ljifo—;"rL pk/ 5nkmn ug{ ;Sg] Joj:yf sDkgL P]gdf eP cg'?k jflif{s k|ltj]bg, n]vfk/LIfssf] k|ltj]bg ;lxtsf] jf;nft, gfkmf–gf]S;fg lx;fa tyf gub k|jfx ljj/0fsf ;fy} ;efdf 5nkmnsf] qmdfg';f/sf] ljifo–;"rL ;d]tdf 5nkmnsf nflu cf–cfˆgf] dGtJo, ljrf/, lh1f;f tyf ;'emfjx? /fVg rfxg] z]o/wgL dxfg'efjx?nfO{ ;xefuL x'g cWoIfHo"n] cg'/f]w ug'{ eof] .

 

!!_ 5nkmndf ;xefuL x'g'x'g] z]o/wgLx? M

!_      >L O{Gb| s[i0f >]i7

@_      >L czf]s pk|]tL

#_      >L /f]h s'df/ >]i7

$_      >L d]h/ s'a]/ >]i7

%_      >L dx]Gb| /fh zfSo

^_      >L p4j l3ld/]

&_      >L g/l;+x nfn r+v'

 

!!_ pk/f]Qm jQmfx?n] b]xfo adf]lhd cf–cfˆgf] dGtJo, /fo, ;'emfj / lh1f;f k]z ug'{ eof] M

 

!!=!_ >L O{Gb| s[i0f >]i7

 

a}+ssf sd{rf/LnfO{ tflnddf k7fPsf]df ut jif{ cf}NofPsf] sd{rf/Lx?df dlxnf k'?if s] slt 5g\ < 5'6\ofpg' kg]{df 5'6\ofPsf]df wGojfb lbb}, z]o/wgLsf] pkl:ylt sd ePsf] / z]o/wgLx?n] lng afFsL nfef+; ljt/0fdf Wofg lbg' k¥of] tyf sd{rf/Lx?sf] aLdfsf] Joj:yf ug'{ k¥of] egL cfˆgf] ;'emfj /fVg' eof] . jf;nftdf b]vfPsf] cGo vr{, ;'/Iff vr{ lj1fkg vr{, sfg'gL vr{, dgf]/~hg vr{, ;fwf/0f ;ef vr{ af/] hfgsf/L dfu ub}{{ ;fwf/0f ;efdf /fd|f] vfhfsf] Joj:yf ug'{ kg]{ cfˆgf] wf/0ff /fVg' eof] .

 

!!=@_ clwjQmf >L czf]s pk|]tL

hn>f]t, tyf gjLs/0fLo pmhf{ k|j4{gdf nfu]sf] o; a}+sn] j[Iff/f]k0fdf klg nufgL u/]df o; a}+ssf] ;fy{stf x'g] wf/0ff /fVg' eof] . o; a}+ssf dxfk|aGwsn] Management Asssociation of Nepal n] k|bfg u/]sf] pTs[i7 dlxnf k|aGwssf] ;Ddfg k|fKt ug'{ ePsf]df awfO{ lbb} j[Iff/f]k0fdf cfˆgf] cle?lr ePsf] sf/0f o; a}+sn] dh{/kl5 klg hnljB't, j[Iff/f]k0f, tyf cGo If]qdf klg nufgL a9fpb} b]zsf] cfly{s d]?b08df 6]jf k'¥ofpg] 5 eGg' eof] . a}+snfO{ cfh o; cj:yfdf Nofpg dxTjk"0f{ e"ldsf lgjf{x ug'{ x'g] a}+ssf ;~rfns, sfo{sf/L k|d'v, tyf ;Dk"0f{ sd{rf/LnfO{ wGojfb lbb} cGo s'/fkl5 JolQmut e]6]/ /fVg ;lsg] eGb} cfˆgf] dGtJo 6'Ëofpg' eof] .

 

!!=#_ >L /f]h s'df/ >]i7

b]zsf] cK7Øf/f] cfly{s cj:yf, /fhg}lts cl:y/tfsf afjh'b o; a}+s ;sf/fTds ?kdf k|:t't ePsf] / jflif{s k|ltj]bg klg ;sf/fTds ?kdf g} cfPsf] 5 . h; cg';f/ a}+ssf] ;Defljt gf]S;fgL Joj:yf, gfkmf, hu]8f sf]if nufgL ;a} a9]sf] 5 . t/, jflif{s k|ltj]bgdf k|:t't k|yd qodfl;s ljQLo ;f/ ;+If]k cw'/f] k|:t't ePsf]df u'gf;f] ub]{ v'b gfkmf ;d]t pNn]v ug'{kg]{ wf/0ff /fVg' eof] . xfnsf] ;dodf ATM df Tolt cfsif{0f gePsf], t/ o;sf] vr{ a9\b} uPsf]df 36fpg ;'emfj lbb}  dh{/kl5 o;sf] gfd, nIo, p2]Zo af/]df ePsf] 5nkmnaf/] klg hfgsf/L dfu ug'{ xF'b} pmhf{sf] rrf{ ubf{ hnljB't, tflko ljB't,  ;f}o{ ljB't af/] pNn]v ul/Psf], t/ jfo' pmhf{ af/] s]xL pNn]v gePsf]n] lsg pNn]v gePsf]] xf] < lh1f;f /fVg'eof] .

 

!!=$_ >L d]h/ s'j]/ >]i7

a}+sn] !! s/f]8 !@ nfv gfkmf u/L %=^)Ü nfef+; ljt/0f ug{ nfu]sf], #)) j6f eGbf a9L ;kmf 6}Dkf]df nufgL u/]sf], lSng len]h dfO{qmf] kmfO{gfG; a}+s lnld6]8 :yfkgf ug{ nfu]sf], ;]G6«n ckf6{d]G6sf] lgdf{0f u/]sf], lj1fkg vr{, ;~rfns ;ldltsf] vr{, n]vfk/LIf0f vr{ sd x'g' klg /fd|f] kIf xf] eg] ;Defljt shf{ gf]S;fgL Joj:yf af6 lkmtf{ lng ;s]sf]df a}+ssf] emg} /fd|f] kIf ePsf] hfgsf/L u/fpg' eof] . sfo{sf/L k|d'v ljsf; a}+s ;+3sf] cWoIf x'g' ePsf]df / dxfk|aGwsn] Management Asssociation of Nepal n] k|bfg u/]sf] pTs[i7 dlxnf k|aGwssf] ;Ddfg k|fKt ug'{ ePsf]df v'zL JoQm ug'{ eof] . z]o/wgLx?sf] sd pkl:ylt ePsf]df u'gf;f] ug'{ eof] . ;+:yfut ;fdflhs bfloTj cGt{ut s] slt vr{ eof] ;f] /sd v'nfpg' kg]{ ;'emfj lbg' eof] . k|f]km];gn lkm, dh{/kl5 sd{rf/Lx?sf] ;dfof]hg, z]o/wgLx?sf] Return sf] af/]df lh1f;f /fVg' eof] . Pension Deposit Scheme, Shareholder Benefit Scheme cGtu{t c? art eGbf !Ü a9L Aofh k|bfg ug]{ Joj:yf ug{, sd{rf/Lx?nfO{ k|f]T;fxg :j?k jflif{s ;fwf/0f ;efdf k'/:sf/sf] Joj:yf ug{, d'b|f k|bfosf] b/ Inflation Rate cg';f/  sd{rf/Lsf] tnj tyf cGo ;'ljwf j[l4 ug{ ;'emfj lbg' eof] .

 

!!=%_ >L dx]Gb| /fh zfSo

g]kfn /fi6« a}+ssf] lgb]{zgsf] hjfkm k|i6 gePsf], Soflk6n dr]{G6 a}+s P08 kmfO{gfG; ln= df d'2tL lgIf]kdf u/]sf] nufgL af/] / dgf]/~hg vr,{ hnljB't If]qdf eGbf Real Estate df a9L nufgL, LEDCO df ePsf] nufgL, cfiff9df eGbf cflZjgdf lgIf]k 36]sf] k'FhL a9]sf] cg'kftdf lgIf]k a9\g g;s]sf], dh{/ ;DaGwdf ePsf] k|ult af/] hfgsf/L dfu ug'{ xF'b} a}+ssf] Partner x?sf] gfd w]/} pNn]v ul/Psf] t/ ltgLx?af6 a9L eGbf a9L pknlAw xfl;n ug{ Joj:yfkgn] Wofg lbg'' kg]{ wf/0ff /fVg' eof] .

 

!!=^_ >L p4j lwld/]

a}+ssf] nfef+z gLlt /fd|f] x'g' kb{5 . xfn lbg nfu]sf] nfef+z /fd|} ePsf] / cfufdL jif{df @ c+sdf nfef+z 3f]if0ff ug{ / cGo bfloTj cGtu{t ;08«L qm]l86;{nfO{ ;Gt'ngdf Nofpg ;'emfj lbb} jf;nftsf cGo kIfx? ;jn ePsf]df ;Gtf]if JoQm ug{' eof] . dh{/df hfFbf Joj:yfkg xfd|f] g} x'g] u/L dh{/ ug{' kg]{ wf/0ff /fVg' eof] .

 

!!=&_ >L g/l;+x nfn r+v'

gub nfef+z ljt/0f ug{ k|:tfj u/]sf]df :jfut ub}{ o;nfO{ lg/Gt/tf lbg'kg]{, dh{/df uPkl5 sd{rf/L Joj:yfkg pko'Qm tl/sfn] x'g'kg]{ b'j}sf] z]o/ !M! x'g'kg]{ wf/0ff /fVg'eof] . a}+sn] plrt jftfj/0f klxNofP/ pTkfbg If]qdf nufgL u/f];\ eGb} cfˆgf] wf/0ff /fVg' eof] .

 

!@_ z]o/wgLx?sf] dGtJo / lh1f;f pk/ ;~rfns ;ldltsf tkm{af6 k|ltlqmof tyf gLltut hjfkm .

;efdf cfˆgf] ljrf/ /fVg] jQmfx?sf] af]Ng] qmd ;dfKt ePkl5 ;efsf] cWoIftf ul//xg' ePsf >L wg~ho k|;fb cfrfo{Ho"n] ;efdf p7]sf k|Zg tyf lh1f;fx?sf] hjfkm lbgsf nflu a}+ssf sfo{sf/L k|d'v >L dgf]h uf]onnfO{ cfu|x ug'{eof] .

 

;efsf ;efkltsf] cf1fn] a+}ssf sfo{sf/L k|d'v >L dgf]h uf]onHo"n] z]o/wgLx?af6 cfPsf] lh1f;fx? / k|Zgx?sf] ;DaGwdf lbg' ePsf] pQ/sf] ;f/ ;+If]k .

 

cfhsf] o; ;efdf z]o/wgL dxfg'efjx?n] ;lqmotfsf;fy efu lnO{ a}+snfO{ w]/} ;'emfjx? lbg'' ePsf] x'Fbf To;nfO{ ;~rfns ;ldlt tyf Joj:yfkgn] cfTd;ft ub}{ n}hfg] ljZjf; lbnfpg' eof] . cj d cfhsf] ;efdf /fVg' ePsf] lh1f;fx?sf] af/]df z]o/wgL dxfg'efjx?nfO{ hfgsf/L u/fpg rfxfG5' .

 

a}+sn] vr{x? ubf{ ;s];Dd ldtJooLtf ckfgfPsf] Joxf]/f oxfFx?nfO{ ljZj:t u/fpg rfxfG5' . tfklg lgDg vr{x?sf] ;DaGwdf hfgsf/L dfu ug'{ ePsf]df lgDg Joxf]/f cg'/f]w 5 .

 

;'/Iff vr{{ M a}+ssf] s]Gb|Lo sfof{no / zfvf sfof{nox?sf] @$ ;}+ 306fsf] ;'/Iffsf] nflu a}+sn] aflx/L sDkgL u|'k kmf]/ / xfn} u?8 ;]So'l/6L ;d]t b'O{ sDkgLnfO{ lhDdf lbPsf] 5 . pgLx?sf] kfl/>lds vr{ o; lzif{s cGtu{t kb{5 . of] vr{ s'g} sd{rf/Lsf] ;'/Iffdf geO{ a}+ssf] ;'/Iffsf] nflu ePsf] vr{ xf] .

 

sfg'gL vr{ M– a}+sn] ;do ;dodf ljleGg cGt//fli6«o ;+:yfx?;Fu ljleGg ;+emf}tf ug'{ kg]{ tyf a}+ssf] b}lgs sfdsf] l;nl;nfdf lng' kg]{ sfg'gL ;Nnfxsf] nflu dfl;s kfl/>lds k|bfg ug]{ u/L kfolgo/ n P;f]l;P6;nfO{ lgo'Qm u/]sf] 5 . pQm P;f]l;P6;nfO{ e'QmfgL u/]sf] kfl/>lds / ljb]zL nufgL stf{nfO{ x/]s ;~rfns ;ldltsf] a}7ssf] dfO{Go'6 c+u|]hLdf cg'jfb u/L k7fpg' kg]{ ePsf]n] ;f]sf] vr{ ;d]t o;} lzif{sdf ;dfj]; ePsf] 5 .

 

dgf]/~hg vr{ M— Joj;fo k|j4{gdf ePsf] vr{, jflif{sf]T;jdf ePsf] vr{, sd{rf/L tyf cfuGt'snfO{ v'jfPsf] lrof vr{, s'g} ;Dd]ng cflbdf ;lDdlnt x'Fbfsf] nfUg] z'Ns cflb o; lzif{s cGtu{t /flvPsf] 5 . cgfjZos dgf]/~hg u/L vr{ gul/Psf] Joxf]/f cg'/f]w 5 .

 

;fwf/0f ;ef vr{ M— o; lzif{s cGtu{t jflif{s k|ltj]bg 5kfO{ ljt/0f b]lv ;fwf/0f ;efsf] ;"rgf k|sflzt nufot xn Joj:yfkg, ;'/Iff;Ddsf ;Dk"0f{ vr{x? o; lzif{sdf ;dfj]z ul/Psf] x'G5 .

 

ljt/0f gePsf] nfef+z ljt/0f ul/g' kg]{ k|lt a}+s ;b}j ;hu /x]sf] 5 . To;}n] a}+sn] z]o/wgLsf] lxtsf] nflu cGo vftf eGbf s]xL a9L Aofh k|bfg u/L Clean Stock holder account vf]Ng] Joj:yf u/]sf] 5 . z]o/wgLx?n] o; vftf vf]n]df nfef+z /sd :jt hDdf x'g] Joj:yf ldnfO{Psf] 5 . nfef+z /sd a'em\g z]o/wgL cfkm} a}+s ;dIf cfO{/xg' kb}{g .

 

lgIf]k 36]sf] ;DaGwdf g]kfn /fi6« a}+ssf] lgb]{zg cg';f/ ljsf; a}+s tyf ljQLo ;+:yfx?n] /fv]sf] lgIf]k lkmtf{ uPsf]n] 36\g uPsf] xf] . ;+:yfut / JolQmut lgIf]k qmd;M al9/x]sf] 5 .

 

Soflk6n dr]{G6 a}+s P08 kmfO{gfG; ln= df /x]sf] d'2tL lgIf]k ;DaGwdf xfn a}+sn] /fv]sf] lgIf]k dWo] ! s/f]8 &% nfv lgIf]k afFsL 5 / ;f] dWo] &% nfvsf] Dofb ;dfKt ePsf]n] kf}if d;fGtdf ;f] /sdsf] Joj:yf ug'{kg]{ x'G5 . pQm kmfO{gfG;af6 /fd|f] shf{ jf /fd|f] lwtf] ;sf/]/ lgIf]k /sd c;"n pk/ ul/g] tkm{ a}+s nflu ;s]sf] 5 .

 

hnljB't If]qdf nufgL sd ePsf] ;DaGwdf b]zdf ljB't pTkfbgsf] sfd a9] dfq o; If]qdf nufgL a9\g] xf] . g]kfn ljB't k|flws/0fn] ljB't v/Lb ;+emf}tf (PPA) ug{df l9nfO{ tyf s'g} cf=j=df PPA g} gx'g' ljB't kl/of]hgf lgdf{0fdf /fhg}lts ult/f]w cflb sf/0fn] nufgL a9\g g;s]sf] xf] . a}+sn] ljleGg hnljB't kl/of]hgfdf ! c/a &) s/f]8 nufgL ug]{ k|ltj4tf hgfO{ ;s]sf] 5, h'g nufgLsf] $)Ü eGbf a9L x'G5 . xfn tL kl/of]hgfx? ljleGg r/0fdf 5g\ .

 

z]o/wgLaf6 k|:t't ePsf ;Nnfx, ;'emfjx?sf]  ;DaGwdf lgDg Joxf]/f cg'/f]w 5 .

 

d{h/ x'Fbf a}+ssf] gfd gofF gfddf ;d]t ;dfj]z x'g] / p2]Zo sfod} /xg] 5 . b'j} a}+ssf] Joj:yfkg ;sf/fTdsf] ;f]rsf] ;fy cuf8L a9]sf] / ;Ifd ePsfn] dh{/kl5 klg nfef+z ljt/0fdf lg/Gt/tf g} x'g] 5 . dh{/ ;DaGwL sfo{ o;} cfly{s jif{ leq x'g ;Sof] eg] 7"nf] pknlAw x'g]5 . cGoyf !,@ dlxgf a9L ;do nfUg klg ;S5 . of]