Margin Loans
The CEDB Margin loans are investment approach that may potentially help maximize the returns from your portfolio. It uses one of the oldest financial techniques to enhance your returns – Gearing. Gearing means that you borrow money to invest whilst using your own cash, bonds or shares as collateral. The idea is that you increase your portfolio and thereby increase your potential for profit over time.
| Types of Loans & Advances | Prime (% PA) |
General (% PA) |
|---|---|---|
| Loan against Bank Guarantee | 12 | 14 |
| Loan against Government Bonds | 12 | 14 |
| Loan against Fixed Deposit of CEDBL (self) | (+2% or minimum of 12) | |
| Loan against Fixed Deposit of other Banks | (+2% or minimum of 14) | |
| Loan against Shares | 14 | 16.5 |
